Category Archives: Real Estate Financing

Mortgage Pre-approval Made Simple

Posted on April 25, 2011 by Elaine

In this economic climate, any buyer who is serious about purchasing a property, be it a little studio in Flatlands to a brownstone in Fort Greene, should get a pre-approval from a lending institution.  Why do you need one? –  Many … Continue reading →

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Its A New Year, Time To Check Your Credit Report

Posted on January 10, 2011 by Elaine

One of the things I do every January is check my credit report. Its not that I’m looking to buy anything in particular, its more of a preventative measure. What is it you need to look for? Make sure that … Continue reading →

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Are You in The Military? You Can Still Get A First Time Home Buyers Tax Credit.

Posted on November 22, 2010 by Elaine

For most tax payers, the contract deadline for the First-Time Homebuyer Tax Credit expired on April 30, 2010. But there’s good news for any one who is a member of the uniformed services, members of the Foreign Service and employees … Continue reading →

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$2,000 Grants For First-Time Homebuyers

Posted on October 27, 2010 by Elaine

NYSAR (The New York State Association of Realtors), through its NYSAR Housing Opportunities Foundation is now offering $2,000 grants to first-time homebuyers to go towards closing cost and/or down payment assistance. Here are the eligibility requirements: 1. You must be … Continue reading →

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Tax Credit For Homebuyers Deadline Extended

Posted on July 5, 2010 by Elaine

On Friday, President Obama signed a bill that deadline for HR 5623, the Homebuyer Assistance and Improvement Act of 2010. The act allows buyers who qualify to get an $8,000 credit on their 2010 taxes.  The original deadline required homebuyers … Continue reading →

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Is It Your Fault Your House Won’t Sell?

Posted on June 28, 2010 by Elaine

Despite the best efforts of your Realtor, you’re not getting any offers on your property or the offers you are getting are much lower than you’re willing to accept. Well, it actually might be your fault your property, whether its … Continue reading →

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Simple and Sound Information About Mortgages

Posted on June 25, 2010 by Elaine

I love to read. I love to read a lot, especially anything Real Estate related, so I spend a lot of time in bookstores and libraries. The other day I found this really terrific book called “Mind Your Own Mortgage: … Continue reading →

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Improving Your Credit Score in Brooklyn, NY

Posted on June 17, 2010 by Elaine

Having as high a credit score as possible has always been important when you’re considering buying a house.   Your credit score can make the difference between getting a loan and not, and getting a low rate, or not.  In today’s … Continue reading →

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